Crime

An important coverage form used to protect against fraud and other types of loss excluded under property policies.

Fidelity and Crime coverage helps protect your business from a wide range of exposures including direct loss of money or securities, certain types of fraud committed by third parties. such as credit card forgery, cheque alteration, certain types of computer or EFT fraud. Additionally crime coverage also includes employee dishonesty, or “fidelity” coverage, for crimes committed by employees including theft and embezzlement.

As a business owner, it may be difficult to imagine that an employee could commit such crimes at your expense. Unfortunately people in positions of trust often can take advantage of that level of access and such crimes can go undetected for months or years. It is important to have proper oversight and checks & balances in place, but a crime coverage form can protect against these employee dishonesty exposures, so that you can move forward with confidence.

We offer crime insurance for:

• Employee theft
• Loss of money and securities, on and off-premises
• Computer or funds transfer fraud
• Forgery or alteration
• Money orders and counterfeit currency
• Social engineering